Service First Blog

Service First Mortgage Receives Third Consecutive "Top 100 Place to Work" Award For the third consecutive year, Service First has been honored as one of the Top 100 Places to Work by the Dallas Morning News. At the award ceremony, held this year on November 17th at the Omni Dallas H...[read more...]

Categories:   company news


Editorial: 'Twas The Month Before Christmas

Posted by:  Michael Chalker
2017-11-09 07:47:32

Editorial: 'Twas The Month Before Christmas? Last month, I mentioned some of the true pressures that are causing the rates to go higher.  Yet again, there have been some actions in the market that will have a continued effect on rates. The 10-year bond yield hit its highest point s...[read more...]

Categories:   tips


Editorial: What Is Causing Interest Rate Fluctuation?

Posted by:  Michael Chalker
2017-10-16 12:45:35

Editorial: What Is Causing Interest Rate Fluctuation? Last month, I spoke about how interest rates will start going up.  As predicted, they have continued their ordinary and usual fluctuation process -- call it the cycle of life in the world of interest rates.   When looking at th...[read more...]

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Service First Hosts End of Summer White Party

Posted by:  Diana Gonzalez
2017-09-13 07:48:01

  Service First Hosts End of Summer White Party Last week, the Service First corporate office held its official “End of summer” Party. This event was themed after the world famous “White Party” in which all event attendees are encouraged to dress in all white. ...[read more...]

Categories:   company news


Editorial: Interest Rate Rises On The Horizon

Posted by:  Michael Chalker
2017-09-11 07:57:50

Editorial: Interest Rate Rises On The Horizon Interest rates WILL be going UP, and you better get off your duff, off the couch, and start doing something about it quickly.   Just a moment -- Before you get too worried, this isn’t meant to flood your mind with images of dread. Rathe...[read more...]

Categories:   tips


Breaking: Equifax Cybersecurity Breach

Posted by:  Service First
2017-09-08 09:03:34

Breaking: Equifax Cybersecurity Breach   What happened? On September 7, Equifax announced a cybersecurity incident in which criminals gained access to personal files. The hack occurred between May and July of 2017 and compromised names, Social Security numbers, birth dates, address...[read more...]

Categories:   industry news


  Donations Needed for Hurricane Harvey Disaster Relief Efforts Service First Mortgage expresses our sympathy for the people affected by Hurricane Harvey. If you would like to help support disaster relief efforts, we ask that you make donations to the #RedCross. Donations can be mad...[read more...]

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What to Expect During Your Closing

Posted by:  Service First
2017-07-19 10:22:07

You’ve found the perfect house, started window shopping for furniture, and have begun to think about which decorations will turn your house into a home. Now only one thing stands between you and move-in: Closing Day. During closing, the property ownership is officially transferred from ...[read more...]

Categories:   tips


Types of Home Loan Programs

Posted by:  Service First
2017-07-19 09:07:32

At Service First, we provide different types of mortgage loans that will meet your individual needs whether you are looking to purchase or refinance a home. Check out the list below to learn more about the different loan options you can choose from during the home buying process. Our loan team of...[read more...]

Categories:   tips


Once again, members of the Service First team have been named among D Magazine’s Best Mortgage Professionals. This year’s recipients were Carolyn Cantrell (Branch Manager - Covenant), Jennifer Aleman (Loan Officer - Metro East), Linda Davidson (Branch Manager - Metro East), Richard W...[read more...]

Categories:   company news


5 Things First Time Home Buyers Should Know

Posted by:  Service First
2017-06-28 14:45:18

Buying a home is the most important financial decision to make. It is important to learn the home buying process before making any rash decisions. After researching and learning more about the process, you should understand more about the real estate market and the current mortgage market. Here are ...[read more...]

Categories:   tips


New Home Buyer Tips: Types of Government Loans

Posted by:  Service First
2017-06-14 15:06:20

Are you looking to purchase a government loan for your new home this summer but not sure, which government loan program to choose? At Service First, we provide various government loan options to choose from that will fit your budget and needs. Check out this list below! FHA (Federal Housing Admin...[read more...]

Categories:   tips


Finding the Right Lender

Posted by:  Service First
2017-06-07 14:57:16

In order to purchase your new home, you will need a lender you can trust. It’s important to take your time, do research, compare interest rates between different lenders. By using the following steps below, will help you find a good mortgage lender that will help you purchase your dream home. ...[read more...]

Categories:   tips


New Homeowner Tips: Steps to Buying a Home

Posted by:  Service First
2017-05-31 11:05:06

As you prepare for your next huge investment, first time home buyers should take the necessary steps to make sure their transition from renter to homeowner goes smoothly. Use these 5 tips prior to apply for a mortgage. Check your credit score and resolve any errors.  Checking your cred...[read more...]

Categories:   tips


How Long Does It Take To Buy A Home?

Posted by:  Service First
2017-05-24 15:21:53

How Long Does It Take to Buy A Home? Many people tend to underestimate the time frame of purchasing a home. There are a couple of components to buying a home, which takes preparation time. Everyone wants to be able to find a home and close within a short time frame, but in reality the home buying...[read more...]

Categories:   tips


Tips on Getting Approved for Your Dream Home

Posted by:  Service First
2017-05-10 10:53:43

The approval process on your dream home can seem a bit dreadful. Whether you are in the process of getting pre-qualified for a home loan or waiting on the “You’re Approved” email; the waiting period can seem daunting. First-time homebuyer should be aware of the necessary steps t...[read more...]

Categories:   tips


Interested in Joining Service First?

Posted by:  Service First
2017-05-08 10:20:05

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Natalee Davenport: Why I Chose Service First

Posted by:  Service First
2017-05-08 10:19:08

!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n; n.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefo...[read more...]

Categories:   testimonials


A Checklist for New Home Buyers

Posted by:  Service First
2017-05-03 12:13:52

It's home buying season, and it's time to get fully prepared for the home buying process. As a home buyer, you should understand the process of buying a home and knowing how much house you can afford.  Buying a home is a huge investment and you want to make sure you are making th...[read more...]

Categories:   tips


The Chance To Be Part of Something Bigger

Posted by:  Service First
2017-04-27 08:16:08

  Humble, grateful, happy, human, and part of something bigger. When thinking about great sales people, these descriptions may not always be top of mind. But these are exactly the feelings witnessed on a recent awards trip recognizing our best originators and leaders.  In early A...[read more...]

Categories:   company news


  Our Mansfield branch and Marketing Director, Sammy Gonzalez, met with the "Peace Officer Angel Foundation" at the Texas Rangers game to support officers who were wounded in the line of duty. We are committed to giving back to the communities we serve, not only through financial r...[read more...]

Categories:   company news


Financial Tips for Married Couples

Posted by:  Service First
2017-04-19 15:35:39

Having a marriage in which both spouses are able to be upfront and honest about their expectations and goals is the first step to a monetary marital bliss.  So what next?  Understanding your spouse’s financial perspective can help build a strong financial foundation for your fa...[read more...]

Categories:   tips


Credit Card Habits to Start Now

Posted by:  Service First
2017-04-12 12:19:33

Many consumers tend to develop bad credit card habits after receiving their first credit card. It is important to stay on top of your finances and be responsible when making monthly payments. Check out these beneficial tips on practicing healthy credit card habits. Autopay Many banks provide ...[read more...]

Categories:   tips


Service First Home Loans, an emerging national mortgage lender, announces the opening of the company’s first branch in Kentucky. The Louisville Branch will be managed by industry veteran, Nancy Oyler, located in a temporary location at 9850 Von Allmen Court, Suite 201, Louisville, KY 40241. Th...[read more...]

Categories:   company news


Service First Company Rally Video Contest

Posted by:  Service First
2017-03-31 09:43:29

The winner is............ ACCOUNTING   We would like to congratulate our Accounting department on winning the Service First Company Rally video contest. Each branch/deparmtent had to create and submit a 1-2 minute video while incorporating the following items: Theme: One Team, O...[read more...]

Categories:   company news


Mortgage News: A New Credit Policy Coming Soon

Posted by:  Service First
2017-03-29 07:39:28

An impactful change will take place on July 1st with borrowers credit scores and the process of reviewing credit scores. The three national credit bureaus – Equifax, Experian, and Transunion – will stop collecting and reporting civil judgement and tax lien information. Lenders and landlo...[read more...]

Categories:   industry news


Tips for Living Alone in Your New Home

Posted by:  Service First
2017-03-22 15:49:45

Are you currently living alone or interested in purchasing a home for yourself? Living alone can be a bit scary at first, but it doesn't have to be. We've listed 4 helpful tips on how to live alone while maintaining your peace of mind. Security System Alternatives Burglars look for sig...[read more...]

Categories:   tips


Homebuyer Tips: Preparing For Moving Day

Posted by:  Service First
2017-03-15 07:37:50

You’ve finally signed the final paperwork to close on your dream home. Now that you’ve officially become a homeowner, it’s time to start thinking about the moving process. Are you financially prepared for moving costs and fees? As you prepare for your move, consider these three ...[read more...]

Categories:   tips


"I was very honored to host over 40 realtors at our Service First Mortgage corporate office training room to teach a continuing education class for Realtors. We had a great turnout for the class which was entitled Facebook Secrets for Agent Success. This class is a basic Facebook class for real...[read more...]

Categories:   tips


Paying Too Much for Property Tax?

Posted by:  Service First
2017-02-28 07:55:10

Are you tired of paying too much for property taxes? Here are a few tips to help you check for errors in your home’s assessment, which could save you money. Typical Errors: When inspecting a property, you should have a document to record information you see around the home. It should inc...[read more...]

Categories:   tips


8 Homeowner Tax Write-offs

Posted by:  Service First
2017-02-22 09:44:10

Are you aware of the tax deductibles you may qualify for as a homeowner?  We’ve listed eight tax write-offs you can take advantage of while filing your taxes this year. Mortgage Interest Payments: As a homeowner, you may be eligible to deduct some of the mortgage interest payments, ...[read more...]

Categories:   tips


Looking forward to your tax refund? Here are four ways to reinvest in your home using your tax refund.  Paying Down Debts While the prices of homes increase and interest rates remain low, it is best to apply a portion of your tax return to pay down other debts. Your currents debts could c...[read more...]

Categories:   tips


If you’re in your 20s, balancing your finances before turning 30 may seem daunting. But it doesn’t have to be! You can begin to develop healthy financial habits now by following these three simple steps: Plan for future growth to generate income. Instead of spending your whole...[read more...]

Categories:   tips


Helpful Tips on Snagging an Extra Tax Break

Posted by:  Service First
2017-02-10 09:24:44

Tax season is finally here! Many homeowners may know what to look for when it comes to tax breaks, but some may not. We’ve listed four deductions that you may qualify for when filing your taxes. Deduction Points If you bought a house last year, you will be eligible to deduct points you&r...[read more...]

Categories:   tips


Is your closing date coming up? Now is a good time to ensure you have the following five items in order prior to closing:  Be Aware of Your Mortgage Rate Expiration Date It’s important for you to know that your mortgage rate isn’t set in stone. Your initial “lock-in&...[read more...]

Categories:   tips


3 Tips for First-Time Homebuyers

Posted by:  Service First
2017-01-23 15:28:27

For most people, a home is the largest purchase you will ever make. That’s why preparing for this important step in your life is so important. Use these three tips prior to applying for a mortgage: Check your credit score and resolve any errors. Lenders use your credit history and credit sc...[read more...]

Categories:   tips


3 Common Mistakes New Home Buyers Tend to Make

Posted by:  Service First
2017-01-23 13:56:27

Being a first-time homebuyer can be very exciting. No more renting! No more loss of equity! However, with that excitement might come mistakes. Here are three mistakes homebuyers tend to make and how you can avoid them:  Not Seeking the Advice of a Mortgage Professional When entering ...[read more...]

Categories:   tips


4 Phrases to Avoid during a Home Tour

Posted by:  Service First
2017-01-18 12:47:24

If you’re in the market for a new home, you’re most likely going on many home tours with your real estate agent. During these tours, it’s important to avoid using certain phrases that may be overheard by others such as sellers, neighbors or listing agents. Here are four things y...[read more...]

Categories:   tips


Advantages of Buying a House with Cash

Posted by:  Service First
2017-01-18 08:16:56

There are many advantages that some homebuyers may overlook when purchasing a home with cash. Check out some of these secrets all cash buyers should be aware of during the home buying process. No More Mortgage Payments Paying with cash means no more mortgage payments! Paying your mortgage in ...[read more...]

Categories:   tips


Service First Cares Fall Cause Campaign: C.O.P.S.

Posted by:  Service First
2017-01-13 15:44:52

  The Service First Cares campaign, supporting C.O.P.S. (Concerns of Police Survivors) came to a close on December 16, 2016.   Below is a summary of the savings and donations made during the campaign: $9,520 in total savings for police officers via our offer to waive lender f...[read more...]

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A Guide for First-time Homebuyers: FHA Loans

Posted by:  Service First
2017-01-10 15:54:01

Not sure what an FHA loan consists of? We’ve provided valuable information for first-time homebuyers to help you decide if an FHA loan is best for you. An FHA loan is a mortgage issued by federally qualified lenders, which is insured by the Federal Housing Administration (FHA). This loan is...[read more...]

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