Conventional Loans


Loan Amounts up to $417,000 with as little as 3% down. To save you time and money, we sell our loans directly to Fannie Mae and Freddie Mac. This means that the middle man is eliminated. As a direct lender, we can provide you with a great interest rate.

Repair Plus

Do you have any repairs that the seller can’t or won’t complete prior to closing? Are they required by an inspector or appraiser? Service First would like to introduce the Rescue and Repair Plus Option program, allowing up to $10,000 in repairs.

Liberty Plus

Don’t want to pay mortgage insurance? With Liberty Plus you don’t have to, effectively reducing your monthly mortgage payments. This program is available along with our Conventional Conforming Loan programs. Loan amounts up to $417,000 and credit scores above 660.

Liberty Professional

Do you have a professional degree and you’re starting a new job? This program is for the professional on a regular salary with an employment contract. This way, you can start your job and close on your home before you have the traditional 30 days of earnings.

Liberty Asset

Is your current monthly income a little short for qualification, but you have income from retirement assets?  With the Liberty Asset program, you can use up to 70% of your qualifying assets in income calculations.

Liberty Investor Plus

Need to finance that 10 property? Our investor plus program allows up to 10 financed properties. See if we can help you build your future through investment properties.