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Calculators

Monthly Payment - This tool will calculate your monthly payment based on the loan amount, interest rate, and term that you provide.
Payment Schedule - This calculator will calculate the breakdown of principal and interest payments for each year that you will be paying for the life of the loan.
Extra Payment - This tool will allow you to see how much money you can save by increasing your monthly payment.
How Much Can I Afford - By entering in your desired monthly payment, interest rate, and term, we can calculate the maximum loan amount you can afford.
How Much Can I Borrow - To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button.
Rent vs. Own - To estimate the benefits of owning a home as opposed to renting, fill in the form below and click on the calculate button.
Fixed Rate vs. ARM Calculator - This tool allows you to compare the monthly payment for Fixed Rate Mortgage and an Adjustable Rate Mortgage (ARM).
15-year vs. 30-year Mortgage Calculator - This tool compares 15-year vs. 30-year mortgages based on the loan amount and interest rate that you provide.
Refinance Interest Savings Calculator - This tool calculates your interest savings based on refinancing your existing mortgage.
Interest Only Calculator - This tool will calculate your monthly payment based on the loan amount, interest rate, and term that you provide.

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Corporate Office • 2105 Waterview Parkway Ste.101 • Richardson, TX 75080 • 877-278-7362 • info@servicefirstmtg.com

Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550.

Consumer Complaint Information: ServiceFirst Mortgage, 2105 Waterview Parkway, Ste. 101, Richardson, TX 75080 (#166487) is licensed under the laws of the State of Texas and by the State Law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against ServiceFirst Mortgage (#166487) should complete, sign, and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the Department's website located at www.sml.state.tx.us or obtained from the Department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 1-877-276-5550, by fax at (512) 475-1360, or by email at smlinfo@sml.state.tx.us. 7 TAC 81.7 / TFC 157.007 / April 1, 2010

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.